Looking for a better deal on your current home loan?

Wanting to buy or build your first or next home?

Million in settled loans
Customers Helped
Loans Arranged
Lenders on our panel

How we help you

We exist to provide practical ways for Aussies to prosper.

We do this by leveraging the close connections we have with our lender partners to probe their policy lines. We tap into our unparalleled industry knowledge to get your application approved. And we work like crazy to get everything done on time for you.

So, if you’re looking for a better deal on your current home loan, or looking to buy or build the home of your dreams… you’ve come to the right place.

We know finance and we love getting deals done.

Our clients say

We were fortunate to have Dave assist us in securing finance for an investment property while concurrently refinancing an existing home loan. Dave rose to the challenge of our tight time-frames and his professionalism and acumen gave us confidence in our options. He made what could otherwise be a painfully complex & stressful process, an informative and smooth one.
Mere V.
We had a very complex case involving a simultaneous settlement and some other unusual factors which required extra work and research. Fabian went 'over and above' to sort everything out for us. He is a very attentive and professional operator. Thank you Fabian!
Amara N.
My wife and I recieved excellent service from Fabian Meloni earlier this year. Fabian handled our case with the up-most professionalism and efficiency. As a result, we are in a much better financial position and are moving forwards. If you are looking for financing, we highly recommend having a chat with Fabian. Thank you Fabian for all of your efforts. We will deffinitely be back in the future
Tom R.
I appreciate Dave's integrity and personable approach to finding good financial solutions
Jacqui W.

what we do

Here’s a taste of what we offer

Debt Destruction

Don’t just consolidate your credit cards and personal loans on to your home loan. 

Taking a bunch of credit cards, personal loans, car loans etc. and simply adding them to your home loan and repaying over 30 years is crazy.

Get that debt out of your life for good with our unique Debt Destruction Strategy Blueprint.


If you’ve had your current home loan for more than 3 years, your bank’s probably charging you more than you need to be paying right now. 

Even if you negotiated the best deal on the planet last time round, chances are it’s not the best deal now. 

We’ll tell you how and where you can save money with our personalised Home Loan Comparison Report.

First Home Buyers

We love helping get people into their first home so that they can stop needlessly paying good money on rent.

Perhaps you’re looking to take advantage of the current generous government incentives to get in to your first home sooner.

Maybe you’ve been saving towards this goal for a while now?

Either way we’ll get you through all of the hoops needed and out of the rent-trap faster.

Get Cash Out

Maybe you’re thinking about becoming a landlord? Buying your first investment property using equity you’ve built up in your current home?

Or, you want to do some renovations on your current property but are worried about how this could increase your current repayments.

Let us show you how to get cash out of your current home without altering your monthly budget with our proprietary Equity Unlock Report.

Car Loans & Asset Finance

New cars, used cars, trucks, jet skis, boats, and pretty much everything else in between. 

Business or pleasure – we have options for both.

If it’s got a serial number then there’s probably a lender that will finance it. 

Contact us today to find out all the ways we can help you.

Personal Loans

Want to consolidate your credit cards and personal loans into one easy to manage loan with a fixed repayment term? 

Or maybe you just want extra funds for your wedding, to fix your car, or get some cosmetic surgery.

We’re here to help you get what you want.

Our Finance Experts

Fabian Meloni

Partner | Finance Broker

I combine 22 years of customer service and sales experience with detailed product knowledge to identify financial opportunities. I look forward to meeting you and helping you to reach your financial dreams!

Dave Murray

Partner | Finance Broker

Passionate about helping people and solving problems.
Over 25 great years in the finance and banking industry. Roles all the way up to Executive Leadership Team level in a Bank.
I know how banks work, so if there’s a deal there, I’ll get it done.

F Meloni & D.G Murray trading as Red Earth Finance Group ABN 36 321 229 473. Credit Representative Numbers 482476 & 474759 are authorised under Australian Credit Licence Number 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.  Privacy Policy Compliments & Concerns